| Abstract [eng] |
In the final master's paper comparative analysis of Lithuanian commercial banks situations before and after the bankruptcy of AB Snoras 2009-2013 has been accomplished. The master's paper consists of three parts. Legal regulation and control of the activity of commercial banks, normatives and requirements to limit risks are being analyzed in the first part. The main active risks, affecting commercial banks activity, and their management; methodology aspects of the essential banks’ liquidity and value control are introduced. Conception of the main profitableness and activity efficiency indexes, affecting activity of commercial banks, their meaning and counting method have been reviewed theoretically. In the second analytical research part the analysis of main activity indexes of commercial banks – property, loans given to customers, capital has been carried out. Analysis of individual property clauses of commercial banks – funds in banks and other credit institutions, study of debt securities and analysis of individual obligation clauses – banks’ debt to banks and other credit institutions and study of deposit has been implemented by setting and evaluating their changes before and after the bankruptcy of AB Snoras. Indexes of profitableness and activity efficiency have been calculated and analyzed. Analysis of normatives – liquidity limiting risks of commercial banks’ activity, capital sufficiency, ultimate open foreign exchange position and the maximum loan to one debtor has been completed; the conclusions and recommendations have been presented in the third part of the master’s paper. |
