| Abstract [eng] |
Supervisor - Prof. Dr. Tadas Gudaitis The final master’s thesis was prepared in Vilnius, 2026. Scope of master’s thesis 103 pages. Number of tables used in the FMTP – 7 pcs. Number of figures used in the FMTP – 12 pcs. Number of bibliography and references – 70 pcs. This master’s thesis examines the level of sustainable financial literacy among youth in the Baltic States. The research highlights key trends, challenges, and opportunities related to sustainable financial decision-making and provides recommendations for policymakers and other relevant stakeholders. Young people in the Baltic States face challenges such as insufficiently effective sustainable financial literacy education, unstable income and rising living costs. The aim of this study is to analyse the trends, challenges, and opportunities of sustainable financial decisionmaking among youth in the Baltic States. To achieve this aim, following research objectives were formulated: to review relevant theoretical concepts, identify key socio-economic factors that might have influence to youth’s sustainable financial decisions, develop a survey, collect and analyse quantitative data, determine the main challenges, obtain conclusions and provide recommendations for future research on sustainability and financial literacy. A scientific literature analysis, quantitative and qualitative research approaches, statistical analysis, and comparative analysis were employed as research methods. The findings indicate that socio-economic factors significantly influence the sustainable financial behaviour of youth in the Baltic States. Although young people tend to lack confidence in making sustainable financial decisions, the results demonstrate that sustainability values are important to the younger generation. |
