| Title |
Ilgalaikio hipotekinio kreditavimo strategija |
| Translation of Title |
Strategies to Develop Long-Term Mortgage Credit. |
| Authors |
Jasinskaitė, Salomėja ; Simanauskas, Leonas |
| DOI |
10.15388/Ekon.1998.16472 |
| Full Text |
|
| Is Part of |
Ekonomika.. Vilnius : Vilniaus universiteto leidykla. 1998, t. 45, p. 44-54.. ISSN 1392-1258. eISSN 2424-6166 |
| Abstract [eng] |
The article deals with the reasons that are inhibiting long term-mortgage credit in Lithuania and provides the measures to decrease their influence. Long-tenn lending creates significant credit risk, interest rate risk, and liquidity risk that impede banks to make long-term loans. For the purpose to manage efficiently those risks and in such a way to increase banks’ possibilities to provide long-term loans it is suggested the innovations to be implemented in the Lithuanian credit market. The main provided instruments are as follows: introducing of variable interest rate mortgage loans, issuing of mortgage bonds by depository credit institutions, founding of specialised lenders - mortgage banks, refinancing mechanism of which should be based on the capital market securities, including mortgage bonds firstly. |
| Published |
Vilnius : Vilniaus universiteto leidykla |
| Type |
Journal article |
| Language |
Lithuanian |
| Publication date |
1998 |
| CC license |
|
