| Abstract [eng] |
This master’s paper provides the names of the risks which influence the performance of commercial banks. In this paper it is analysed and systemised the methods of credit’s risk identification, management and valuation conducted by various Lithuanian and foreign authors. The analysis of the main performance indicators of Lithuanian commercial banks is represented in this paper. Major consideration is assigned to the analysis of the loans, because the loans granted for the clients are often named as the main source of the credit’s risk. The diversification of Lithuanian commercial banks’ loans portfolios is chosen as the mean to valuate the management of credit’s risks considering the internal banks’ decisions. The hypothesis, that credit’s risk management can be valuated not only by using constant monitoring of the loans, but also by analysing the loans’ portfolio and its structure, is confirmed. |
