| Abstract [eng] |
The main purpose of this work is to analyze the links between active ageing and financial safety in retirement. The social policy field uses a range of instruments to ensure economic stability and protection for individuals. Some of the main mechanisms that can guarantee financial security in old age are: the role of the welfare state through old-age pensions, the role of the market through employment, and other income sources, such as family support or individual sources of income (assets). However, it is important to note that old age is more likely to be associated with ill health, loneliness, discrimination, lack of qualifications or other aspects that distract the individual from the daily activities of pre-retirement life, which are directly related to the individual's financial security. Thus, as the ageing of the population becomes more pronounced, public policies are faced with the challenge of formulating policies aimed at the financial security of people in retirement. For these reasons, the concept of active ageing is being brought into the public discourse in order to reorient public attitudes towards retirement age and to provide guidance for public policy making. The concept of active ageing aims to create the conditions in society to enable people of retirement age to lead a full personal, social, professional and cultural life, valuing their experience and competences and enjoying financial stability. This paper analyses the four elements that make up the concept of active ageing: employment, participation in society, independent, healthy and safe lifestyles and opportunities, and an environment that supports active ageing and enables people to remain socially and physically active. The quantitative study, analyzing data from the Survey on Income and Living Conditions (2022), aimed to aimed to show the links between active ageing and financial safety during retirement. The systemized results of the study showed that financial security has a statistically significant positive relationship with the following dimensions of active ageing: employment, participation in society, healthy and safe lifestyles and environmental factors. |
